BAV Response Description

account_status

It displays the status of the bank account.

STATUS	DESCRIPTION
`VALID`	The account is successfully verified.
`INVALID`	The account is invalid.
`RECEIVED`	The transaction request has been successfully received and is awaiting processing or verification.
`FAILED`	The transaction failed due to an error or issue on the bank’s side.
`REJECTED`	The transaction was rejected, typically due to issues such as insufficient funds.
`APPROVAL_PENDING`	This status indicates that the verification process is awaiting merchant approval of the submitted files to proceed further.
`PARTIALLY_APPROVED`	This status indicates that some of the submitted data or files have been approved for verification.
`IN_PROCESS`	This status indicates that the request is currently under validation, and the verification process is actively ongoing.
`CANCELLED`	This status indicates that the request was terminated by the user and will not proceed further.
`PROCESSING`	This status indicates that the request is being actively handled, and the system is working on completing the verification or transaction.
`MANUALLY_REJECTED`	This status indicates that the request was explicitly reviewed and rejected by a user.

account_status_code

STATUS	DESCRIPTION
`ACCOUNT_IS_VALID`	Bank account has been successfully verified.
`FRAUD_ACCOUNT`	Fraudulent activity has been detected involving the bank account and IFSC. As a precautionary measure, both the account and IFSC have been blocked to prevent future transactions. To request unblocking, please contact your account manager or fill out the Support Form.
`FAILED_AT_BANK`	The transaction failed due to an error or issue at the bank’s end.
`NPCI_UNAVAILABLE`	The transaction could not be processed because the NPCI (National Payments Corporation of India) service is currently unavailable.
`CONNECTION_TIMEOUT`	The transaction failed due to a timeout while trying to establish a connection with the bank.
`SOURCE_BANK_DECLINED`	The transaction was declined by the source bank due to issues at their end.
`BENE_BANK_DECLINED`	The transaction was declined by the bene bank due to issues at their end.
`IMPS_MODE_FAIL`	The transaction failed because it could not be processed through the IMPS mode.
`BENEFICIARY_BANK_OFFLINE`	The transaction could not be processed because the beneficiary’s bank is currently offline or unreachable.
`VALIDATION_IN_PROGRESS`	The transaction is currently being validated and is awaiting confirmation.
`INVALID_ACCOUNT_FAIL`	The transaction failed because the provided account details are invalid.
`INVALID_IFSC_FAIL`	The transaction failed because the provided IFSC code is invalid or incorrect.
`VERIFICATION_ALREADY_UNDER_PROCESS`	The verification is already in progress, and another verification request cannot be processed at this time.
`NRE_ACCOUNT_FAIL`	The transaction failed because the account is a Non-Resident External (NRE) account, which is not supported for this transaction type.
`ACCOUNT_BLOCKED`	The transaction failed because the account is blocked and cannot process transactions.
`INSUFFICIENT_BALANCE`	The transaction failed due to insufficient funds in merchant account for process transaction.

name_match_result

It displays the result of the name match verification. Name match verification is done against name provided in the request and name associated with bank account.

STATUS	DESCRIPTION
`DIRECT_MATCH`	Indicates that the name provided in the request matches exactly with the name associated with the bank account.
`GOOD_PARTIAL_MATCH`	Indicates a strong similarity between the provided name and the name associated with the bank account, with minor differences.
`MODERATE_PARTIAL_MATCH`	Indicates a noticeable similarity between the provided name and the name associated with the bank account, but with more significant variations or missing details.
`POOR_PARTIAL_MATCH`	Indicates a weak similarity between the provided name and the name associated with the bank account, suggesting a potential mismatch but with some common elements.
`NO_MATCH`	Indicates that there is no recognizable similarity between the provided name and the name associated with the bank account, or the names are entirely different.

Example of name_match_result.

Given Name	Name at bank	Match Score	Match Result	Account Number
JOHN DOE	john doe	100.00	DIRECT_MATCH	026291800001191
JOHN DOE	john d	85.00	GOOD_PARTIAL_MATCH	026291800001191
JOHN DOE	j doe	70.00	MODERATE_PARTIAL_MATCH	026291800001191
JOHN DOE	jane d	38.00	POOR_PARTIAL_MATCH	026291800001191
TOM WELLS	tom wells	100.00	DIRECT_MATCH	1233943142
TOM WELLS	tom w	85.00	GOOD_PARTIAL_MATCH	1233943142
TOM WELLS	t wells	70.00	MODERATE_PARTIAL_MATCH	1233943142
TOM WELLS	tim lee	38.00	POOR_PARTIAL_MATCH	1233943142
BOB HOPE	bob hope	100.00	DIRECT_MATCH	388108022658
BOB HOPE	bob h	85.00	GOOD_PARTIAL_MATCH	388108022658
BOB HOPE	b hope	70.00	MODERATE_PARTIAL_MATCH	388108022658
BOB HOPE	bane hue	38.00	POOR_PARTIAL_MATCH	388108022658