Use this API to add a beneficiary to your Cashfree Payments account by providing the bank account number, IFSC, and other required details. Ensure the successful creation of the benficiary in your account before initiating a transfer.
It is the request ID for the API call. This ID can be used to resolve tech realted issues. Communicate this in your tech related queries to Cashfree Payments.
x-cf-signature
string
Signature to be sent if IP is not whitelisted
Body
application/json
Find the request parameters to create a beneficiary
Find the request parameters to create a beneficiary
beneficiary_id
string
required
It is the unique ID you create to identify the beneficiary. Alphanumeric, underscore ( _ ), pipe ( | ), and dot ( . ) are allowed.
Maximum string length: 50
Example:
"JOHN18011343"
beneficiary_name
string
required
It is the name of the beneficiary. The maximum character limit is 100. Only alphabets and whitespaces are allowed.
Maximum string length: 100
Example:
"John Doe"
beneficiary_instrument_details
object
Beneficiary instrument details
Show child attributes
beneficiary_contact_details
object
It should contain the contact details of the beneficiary.
Show child attributes
Response
OK
Contains the information of the created beneficiary
beneficiary_id
string
It displays the unique Id you created to identify the beneficiary.
Example:
"JOHN18011343"
beneficiary_name
string
It displays the name of the beneficiary.
Example:
"John Doe"
beneficiary_instrument_details
object
It displays the payment instrument details of the beneficiary.
Show child attributes
beneficiary_contact_details
object
It displays the contact details of the beneficiary.
Show child attributes
beneficiary_status
enum<string>
It displays the current status of the beneficiary. Possible values are as follows
VERIFIED: Beneficiary is verified and is available for payouts
INVALID: Beneficiary is invalid
INITIATED: Beneficiary verification initiated
CANCELLED: Beneficiary verification cancelled
FAILED: Failed to verify beneficiary
DELETED: Beneficiary is deleted
Available options:
VERIFIED,
INVALID,
INITIATED,
CANCELLED,
FAILED,
DELETED
Example:
"VERIFIED"
added_on
string
It displays the time of the addition of the beneficiary in UTC.
Example:
"2023-11-22T12:38:22Z"
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Communicate this in your tech related queries to Cashfree Payments.","uniqueKey":"","typeLabel":"string"},"example":"4dfb9780-46fe-11ee-be56-0242ac120002"},"83184cc2-a1c6-4663-974b-9e9df95ca3d4":{"in":"header","name":"x-cf-signature","description":"Signature to be sent if IP is not whitelisted","required":false,"schema":{"type":"string","isRequired":false,"description":"Signature to be sent if IP is not whitelisted","uniqueKey":"","typeLabel":"string"}}},"requestBody":{"description":"Find the request parameters to create a beneficiary","content":{"application/json":{"schema":{"title":"Create Beneficiary request body","description":"Find the request parameters to create a beneficiary","type":"object","required":["beneficiary_id","beneficiary_name"],"properties":{"beneficiary_id":{"example":"JOHN18011343","type":"string","maxLength":50,"description":"It is the unique ID you create to identify the beneficiary. 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You need to input bank_ifsc if bank_account_number is passed.","uniqueKey":"beneficiary_instrument_details.bank_account_number","typeLabel":"string"},"bank_ifsc":{"example":"HDFC0000001","type":"string","description":"It is the IFSC information of the beneficiary's bank account in the standard IFSC format. The value should be 11 characters. (The first 4 characters should be alphabets, the 5th character should be a 0, and the remaining 6 characters should be numerals.). You need to input bank_account_number if bank_ifsc is passed.","uniqueKey":"beneficiary_instrument_details.bank_ifsc","typeLabel":"string"},"vpa":{"example":"test@upi","type":"string","description":"It is the UPI VPA information of the beneficiary. Only valid UPI VPA information is accepted. It can be an Alphanumeric value with only period (.), hyphen (-), underscore ( _ ), and at the rate of (@). Hyphen (-) is accepted only before at the rate of (@).","uniqueKey":"beneficiary_instrument_details.vpa","typeLabel":"string"}},"uniqueKey":"beneficiary_instrument_details","typeLabel":"object"},"beneficiary_contact_details":{"type":"object","description":"It should contain the contact details of the beneficiary.","properties":{"beneficiary_email":{"example":"johndoe_1@cashfree.com","type":"string","maxLength":200,"description":"It is the email address of the beneficiary. The maximum character limit is 200. It should contain dot (.) and at the rate of (@).","uniqueKey":"beneficiary_contact_details.beneficiary_email","typeLabel":"string"},"beneficiary_phone":{"example":"9876543210","type":"string","description":"It is the phone number of the beneficiary. Only reigstered Indian phone numbers are allowed. The value should be between 8 and 12 characters after stripping +91.","uniqueKey":"beneficiary_contact_details.beneficiary_phone","typeLabel":"string"},"beneficiary_country_code":{"example":"+91","type":"string","description":"It is the country code (+91) of the beneficiary's phone number","uniqueKey":"beneficiary_contact_details.beneficiary_country_code","typeLabel":"string"},"beneficiary_address":{"example":"177A Bleecker Street","type":"string","description":"It is the address information of the beneficiary.","uniqueKey":"beneficiary_contact_details.beneficiary_address","typeLabel":"string"},"beneficiary_city":{"example":"New York City","type":"string","description":"It is the name of the city as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_city","typeLabel":"string"},"beneficiary_state":{"example":"New York","type":"string","description":"It is the name of the state as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_state","typeLabel":"string"},"beneficiary_postal_code":{"example":"560001","type":"string","description":"It is the PIN code information as present in the beneficiary's address. The maximum character limit is 6. Only numbers are allowed.","uniqueKey":"beneficiary_contact_details.beneficiary_postal_code","typeLabel":"string"}},"uniqueKey":"beneficiary_contact_details","typeLabel":"object"}},"uniqueKey":"","typeLabel":"Create Beneficiary request body · object"},"examples":{"bene_creation_request_v2":{"title":"bene_creation_request_v2","summary":"Create beneficiary with all the available information","description":"Find the request body for creating a beneficiary with all the available information","value":{"beneficiary_id":"JOHN18011343","beneficiary_name":"John Doe","beneficiary_instrument_details":{"bank_account_number":"1223334444","bank_ifsc":"HDFC0000001","vpa":"test@upi"},"beneficiary_contact_details":{"beneficiary_email":"sample@cashfree.com","beneficiary_phone":"9876543210","beneficiary_country_code":"+91","beneficiary_address":"177A Bleecker Street","beneficiary_city":"New York City","beneficiary_state":"New York","beneficiary_postal_code":"560011"}}},"bene_creation_request_with_only_vpa":{"title":"bene_creation_request_with_only_vpa","summary":"Create beneficiary with only VPA","description":"Beneficiary creation with only vpa","value":{"beneficiary_id":"JOHN18011343","beneficiary_name":"John Doe","beneficiary_instrument_details":{"vpa":"test@upi"},"beneficiary_contact_details":{"beneficiary_email":"sample@cashfree.com","beneficiary_phone":"9876543210","beneficiary_country_code":"+91","beneficiary_address":"177A Bleecker Street","beneficiary_city":"New York City","beneficiary_state":"New York","beneficiary_postal_code":"560011"}}}},"exampleType":"examples"}},"exampleType":"examples"},"responses":{"42f30f07-71f8-4a77-8788-56d58fe72063":{"description":"OK","content":{"application/json":{"schema":{"title":"Create Beneficiary success response","description":"Contains the information of the created beneficiary","type":"object","properties":{"beneficiary_id":{"example":"JOHN18011343","type":"string","description":"It displays the unique Id you created to identify the beneficiary.","uniqueKey":"beneficiary_id","typeLabel":"string"},"beneficiary_name":{"example":"John Doe","type":"string","description":"It displays the name of the beneficiary.","uniqueKey":"beneficiary_name","typeLabel":"string"},"beneficiary_instrument_details":{"type":"object","description":"It displays the payment instrument details of the beneficiary.","properties":{"bank_account_number":{"example":"00111122233","type":"string","description":"It displays the bank account of the beneficiary.","uniqueKey":"beneficiary_instrument_details.bank_account_number","typeLabel":"string"},"bank_ifsc":{"example":"HDFC0000001","type":"string","description":"It displays the IFSC information of the beneficiary's bank account.","uniqueKey":"beneficiary_instrument_details.bank_ifsc","typeLabel":"string"},"vpa":{"example":"test@upi","type":"string","description":"It displays the UPI VPA information of the beneficiary.","uniqueKey":"beneficiary_instrument_details.vpa","typeLabel":"string"}},"uniqueKey":"beneficiary_instrument_details","typeLabel":"object"},"beneficiary_contact_details":{"type":"object","description":"It displays the contact details of the beneficiary.","properties":{"beneficiary_email":{"example":"johndoe1@cashfree.com","type":"string","description":"It displays the email address of the beneficiary.","uniqueKey":"beneficiary_contact_details.beneficiary_email","typeLabel":"string"},"beneficiary_phone":{"example":"9876543210","type":"string","description":"It displays the phone number of the beneficiary without the country code.","uniqueKey":"beneficiary_contact_details.beneficiary_phone","typeLabel":"string"},"beneficiary_country_code":{"example":"+91","type":"string","description":"It displays the country code of the beneficiary's phone number.","uniqueKey":"beneficiary_contact_details.beneficiary_country_code","typeLabel":"string"},"beneficiary_address":{"example":"177A Bleecker Street","type":"string","description":"It displays the address of the beneficiary.","uniqueKey":"beneficiary_contact_details.beneficiary_address","typeLabel":"string"},"beneficiary_city":{"example":"New York City","type":"string","description":"It displays the name of the city as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_city","typeLabel":"string"},"beneficiary_state":{"example":"New York","type":"string","description":"It displays the name of the state as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_state","typeLabel":"string"},"beneficiary_postal_code":{"example":"560001","type":"string","description":"It displays the PIN code as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_postal_code","typeLabel":"string"}},"uniqueKey":"beneficiary_contact_details","typeLabel":"object"},"beneficiary_status":{"example":"VERIFIED","type":"string","enum":["VERIFIED","INVALID","INITIATED","CANCELLED","FAILED","DELETED"],"description":"It displays the current status of the beneficiary. Possible values are as follows\n- `VERIFIED`: Beneficiary is verified and is available for payouts\n- `INVALID`: Beneficiary is invalid\n- `INITIATED`: Beneficiary verification initiated\n- `CANCELLED`: Beneficiary verification cancelled\n- `FAILED`: Failed to verify beneficiary\n- `DELETED`: Beneficiary is deleted","uniqueKey":"beneficiary_status","typeLabel":"enum\u003cstring>"},"added_on":{"example":"2023-11-22T12:38:22Z","type":"string","description":"It displays the time of the addition of the beneficiary in UTC.","uniqueKey":"added_on","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Create Beneficiary success response · object"},"examples":{"create_beneficiary_success_response_v2":{"title":"create_beneficiary_success_response_v2","description":"Example values for Get Beneficiary V2 success response","value":{"beneficiary_id":"JOHN18011343","beneficiary_name":"John Doe","beneficiary_instrument_details":{"bank_account_number":"1223334444","bank_ifsc":"HDFC0000001","vpa":"test@upi"},"beneficiary_contact_details":{"beneficiary_email":"sample@cashfree.com","beneficiary_phone":"9876543210","beneficiary_country_code":"+91","beneficiary_address":"177A Bleecker Street","beneficiary_city":"New York City","beneficiary_state":"New York","beneficiary_postal_code":"560011"},"beneficiary_status":"VERIFIED","added_on":"2023-12-04T15:50:00Z"}}},"exampleType":"examples"}},"exampleType":"examples"},"ee091409-c556-41dc-bd1b-f8a964e84dba":{"description":"Bad request error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"bene_id_too_long":{"title":"bene_id_too_long","summary":"Length of beneficiary_id exceeded the maximum limit","description":"Length of beneficiary_id is more than maximum allowed","value":{"type":"invalid_request_error","code":"beneficiary_id_length_exceeded","message":"beneficiary_id : should not be more than 50 characters long. value received: kl12b3rkh1bv234lkbr3jl24tbrlk234bkt234t134kbr1hk34jr"}},"invalid_bene_id_due_unacceptable_characters":{"title":"invalid_bene_id_due_unacceptable_characters","summary":"Beneficiary ID contains characters that are not allowed","description":"Beneficiary ID contains characters that are not allowed","value":{"type":"invalid_request_error","code":"beneficiary_id_invalid","message":"beneficiary_id : should contain only letters, numbers, hyphen, underscore, pipe, and dot. Value received: .\\qewqefwqev"}},"bank_account_given_ifsc_not_given":{"title":"bank_account_given_ifsc_not_given","summary":"Missing IFSC but bank account number is provided","description":"Bank account number is provided but ifsc is not provided","value":{"type":"invalid_request_error","code":"bank_ifsc_missing","message":"bank_ifsc : should be provided with the request if bank_account_number is provided"}},"bank_ifsc_given_account_not_given":{"title":"bank_ifsc_given_account_not_given","summary":"Missing bank account number but IFSC is provided","description":"Bank ifsc is provided but bank account number is not provided","value":{"type":"invalid_request_error","code":"bank_account_number_missing","message":"bank_account_number: should be provided with the request if bank_ifsc is provided"}},"bank_account_number_too_large":{"title":"bank_account_number_too_large","summary":"Provided bank account number is too large","description":"Bank account number provided is too large","value":{"type":"invalid_request_error","code":"bank_account_number_length_exceeded","message":"bank_account_number : should not be more than 25 characters long. value received: 235142352346523462456345263452345"}},"bank_account_number_too_short":{"title":"bank_account_number_too_short","summary":"Provided bank account number is too short","description":"Bank account number provided is too short","value":{"type":"invalid_request_error","code":"bank_account_number_length_short","message":"bank_account_number : should not be less than 4 characters long. value received: 12"}},"bank_account_invalid":{"title":"bank_account_invalid","summary":"Provided bank account number contains characters that are not allowed","description":"Bank account number contains characters that are not allowed","value":{"type":"invalid_request_error","code":"bank_account_number_invalid","message":"bank_account_number : should be alphanumeric. value received: 123@"}},"invalid_ifsc":{"title":"invalid_ifsc","summary":"Invalid IFSC","description":"Invalid value given for IFSC","value":{"type":"invalid_request_error","code":"bank_ifsc_invalid","message":"bank_ifsc : please provide a valid IFSC. value received: SBIN00708410"}}},"exampleType":"examples"}},"exampleType":"examples"},"1f0e2c09-6947-4ed9-8f34-02744bc0d7c8":{"description":"Forbidden error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"APIDisabled":{"title":"APIDisabled","summary":"APIs disabled","description":"Forbidden request. APIs are disabled","value":{"type":"invalid_request_error","code":"apis_not_enabled","message":"APIs not enabled. Please fill out the [Support Form](https://telr.cashfree.com/merchants/landing?env=prod\u0026raise_issue=1)"}}},"exampleType":"examples"}},"exampleType":"examples"},"d1db897c-ac52-4e57-8a63-147764c8f5ad":{"description":"Duplicate error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"duplicate_bene_id":{"title":"duplicate_bene_id","summary":"Beneficiary exists with the given beneficiary ID","description":"Beneficiary with given beneficiary id already exist","value":{"type":"invalid_request_error","code":"beneficiary_id_already_exists","message":"Beneficiary already exists with the given beneficiary_id"}},"bene_exist_for_bank_account":{"title":"bene_exist_for_bank_account","summary":"Account number and IFSC are already registered for a beneficiary","description":"Account number and ifsc are already registered as a beneficiary","value":{"type":"invalid_request_error","code":"beneficiary_already_exists","message":"Beneficiary already exists with the given beneficiary_bank_account_number and beneficiary_ifsc"}}},"exampleType":"examples"}},"exampleType":"examples"},"0e88195a-937e-43dc-ad3e-6a912d1c4fbd":{"description":"Unprocessable error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"same_as_source_error":{"title":"same_as_source_error","summary":"Beneficiary account is the same as the source bank account","description":"Beneficiary account is the same as the source bank account","value":{"type":"invalid_request_error","code":"beneficiary_account_same_as_source","message":"beneficiary_bank_account_number provided can not be same as source bank account"}},"VBA_beneficiary_not_enabled":{"title":"VBA_beneficiary_not_enabled","summary":"Virtual bank account is not allowed for the beneficiary","description":"Adding virtual bank account as a beneficiary is not allowed for the account","value":{"type":"invalid_request_error","code":"vba_bene_not_allowed","message":"Virtual bank account as beneficiary_bank_account_number is not allowed for the account"}}},"exampleType":"examples"}},"exampleType":"examples"}},"security":{"b6f1d811-ada3-4687-b26d-798937859e4b":{"XClientID":{"type":"apiKey","in":"header","name":"x-client-id","description":"Client ID. You can find your app id in the [Merchant Dashboard](https://telr.cashfree.com/payouts/developers/api-keys).","scopes":[]},"XClientSecret":{"type":"apiKey","in":"header","name":"x-client-secret","description":"Client secret key. You can find your secret in the [Merchant Dashboard](https://telr.cashfree.com/payouts/developers/api-keys).","scopes":[]}}},"servers":{"16dd43c9-97c8-488e-a76c-6cc84927b820":{"url":"https://sandbox.cashfree.com/payout","description":"Sandbox server"},"300f9200-cd42-4a07-b014-9d3e0dbe6e96":{"url":"https://api.cashfree.com/payout","description":"Production server"}},"processedSecurityOptions":[{"schemes":[{"scheme":{"type":"apiKey","in":"header","name":"x-client-id","description":"Client ID. You can find your app id in the [Merchant Dashboard](https://telr.cashfree.com/payouts/developers/api-keys).","scopes":[]},"schema":{"title":"x-client-id","type":"string","description":"Client ID. You can find your app id in the [Merchant Dashboard](https://telr.cashfree.com/payouts/developers/api-keys).","isRequired":true,"typeLabel":"string","deprecated":false},"schemeName":"XClientID","name":"x-client-id"},{"scheme":{"type":"apiKey","in":"header","name":"x-client-secret","description":"Client secret key. You can find your secret in the [Merchant Dashboard](https://telr.cashfree.com/payouts/developers/api-keys).","scopes":[]},"schema":{"title":"x-client-secret","type":"string","description":"Client secret key. You can find your secret in the [Merchant Dashboard](https://telr.cashfree.com/payouts/developers/api-keys).","isRequired":true,"typeLabel":"string","deprecated":false},"schemeName":"XClientSecret","name":"x-client-secret"}],"title":"XClientID \u0026 XClientSecret"}]},"originalFileLocation":"openapi/payouts/payoutsv2extra.yaml"},"subdomain":"telr","siteName":"Telr Developer Documentation","title":"Telr Developer Documentation","navMaps":{"firstHrefInVersion":{},"firstHrefInLanguage":{}},"lastModified":"2026-01-07T08:44:30.736Z","originalFileLocation":"api-reference/payouts/v2/beneficiary-v2/create-beneficiary-v2.mdx"},"headHtml":"\u003cscript data-mint-head>(function(){var d=document.documentElement,p=null;if(!p){try{p=localStorage.getItem(\"isDarkMode\")}catch(e){}if(p==='true')p='dark';else if(p==='false')p='light';if(p!=='light'\u0026\u0026p!=='dark'\u0026\u0026p!=='system')p=\"light\"}var r=p==='system'?(matchMedia(\"(prefers-color-scheme: dark)\").matches?'dark':'light'):p;d.classList.remove(r==='dark'?'light':'dark');d.classList.add(r);d.setAttribute(\"data-theme-preference\",p)})();\u003c/script>\u003cmeta data-mint-head name=\"description\" content=\"Use this API to add a beneficiary to your Cashfree Payments account by providing the bank account number, IFSC, and other required details. 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