This API will be retired soon. Please plan to migrate to the latest version, Transfers V2.
Once you trigger the requestTransfer API, the transfer to the beneficiary account will be attempted immediately and the bank’s reference number will be returned in the API response. The median time for the response is 2 to 5 seconds.Please use this Authorization token in headers to call any payout API (Refresh this page if the token is expired)
Click to view the response codes.
Sub Code
Status
Message
Next Action
200
SUCCESS
Transfer completed successfully.
-
201
SUCCESS
Transfer Scheduled for next working day.
-
201
PENDING
Awaiting confirmation from beneficiary bank.
-
201
PENDING
Transfer request pending at the bank.
-
201
ERROR
Transfer request triggered.No response from bank.
-
202
PENDING
Request received. Please check status after some time.
-
400
ERROR
Mode Not valid for Beneficiary.
Enter a different transfer mode for the beneficiary.
400
ERROR
Transfer Id already exists.
Enter a different transfer ID.
400
ERROR
Not enough available balance in the account.
Retry with sufficient balance in the account.
400
ERROR
Please wait 30 minutes after adding the beneficiary.
-
400
ERROR
Transfer amount is less than minimum amount of Rs. 100.
Enter a transfer amount that is equal to or more than Rs. 100.
400
ERROR
Transfer amount is greater than the maximum amount of Rs.100000.
Enter a transfer amount that is equal to or less than Rs. 100000.
400
ERROR
Transfer request to paytm wallet failed.
Retry the request with a different transfer mode.
400
ERROR
Transfer attempt failed at the bank.
400
ERROR
Transfer to this beneficiary not allowed.
Enter a different beneficiary ID.
400
ERROR
Transfer amount is less than minimum amount of Rs.1
Enter a transfer amount that is equal to or more than Rs. 1.
400
ERROR
Transfer limit for your account exceeded.
400
ERROR
Transfer mode not enabled for the account.
400
ERROR
Specified paymentInstrumentId not available.
Enter a valid payment instrument ID.
400
ERROR
Specified paymentInstrumentId not valid for this payment mode.
Enter a valid payment instrument ID.
400
ERROR
Multiple PaymentInstruments available for this payment mode.
400
ERROR
Transfer limit for beneficiary exceeded.
403
ERROR
Token is not valid
Verify the generated token.
403
ERROR
IP not whitelisted
Whitelist the IP address.
404
ERROR
Beneficiary does not exist.
Enter a valid beneficiary ID.
412
ERROR
Please provide a valid transferId.
Enter a valid transfer ID.
422
ERROR
Please provide a valid beneId.
Enter a valid beneficiary ID.
422
ERROR
Invalid bank account number or IFSC provided.
Enter a valid bank account number and IFSC.
422
ERROR
Invalid IFSC code provided for bank account.
Enter a valid IFSC.
422
ERROR
Invalid Amount Passed.Only 2 decimal places are allowed.
422
ERROR
Please provide a valid transferId.
Enter a valid transfer ID.
422
ERROR
Remarks is invalid.
Enter any remarks of a maximum of 70 alphanumeric characters and white spaces.
Headers
Authorization
string
required
Bearer Auth Token
Content-Type
string
required
application/json
Body
application/json
beneId
string
required
Beneficiary Id. Alphanumeric characters allowed.
amount
number<float>
required
amount to be transferred. Decimals allowed (>= 1.00)
transferId
string
required
A unique Id to identify this transfer. Alphanumeric and underscore (_) allowed (40 character limit).
transferMode
string
It is the mode of transfer. Allowed values are: banktransfer, neft, imps, rtgs, upi, paytm, and amazonpay. The default transferMode is banktransfer.
paymentInstrumentId
string
Specify the fund source ID from where you want the amount to be debited.
remarks
string
Additional remarks, if any. Alphanumeric and white spaces allowed (70 characters limit).
Response
Successful response with status and data or error information
Option 1
Option 2
Option 3
status
string
Example:
"SUCCESS"
subCode
string
Example:
"200"
message
string
Example:
"Transfer completed successfully"
data
object
Show child attributes
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